About Caleb

Caleb Lutsch, Loan Officer

NMLS#898469

Caleb has been in the mortgage and the real estate industry since 2002. He began as a loan officer and worked his way up to senior loan officer and eventually team manger. Along the way Caleb has earned multiple awards, including 4X employee of the quarter awards, multiple customer service awards, and loan originator of the year.

Throughout Caleb's 13 years in the mortgage industry, his personal philosophy has been to provide his clients with expert advice. This philosophy has consistently meant three things for his business partners' and clients.

1. Total lower cost over time associated with their mortgage.

2. The ability to make a fully informed decision.

3. The ability to integrate the mortgage decision into their financial plan.

His top priority is providing his clients the best customer service in the industry. In order to provide this type of service he will determine with the client and/or business partner the goals expected to be accomplished by the financing. He will then explain the entire process and provide an accurate estimate of the proposed financing. By working closely with my client, business partners and our in house support staff, he can guarantee timely, smooth closings. He looks forward to working with you and achieving all of your mortgage and real estate goals.


Testimonials

Just absolute amazing services. Everything was simple and quick. Highly recommend!
Amit Deonarine

Sep-19-2017

This was my first home and I did not know what to expect. I have heard horror stories from other home owners and I was scared to take this step especially as a single mom. Cheryl was amazing and helped me through this process every step of the way! She was available to answer my questions when my schedule permitted and helped to explain each step we were taking. Thanks for helping my family on this amazing journey! You were an answer to our prayers.
Jamie Bryan

Sep-19-2017

He is always in contact with me for updates and other information needed to make the process so fantastic at all level. He really did a great job and i was very happy from start to finish. Follow up and sending email was on the highest level. Very professional and courteous. He went above and beyond with great excellent service to me and my family to get to our new home.
Federico Itaas

Sep-19-2017

Reliable and trustworthy customer service
Tobias Bowen

Sep-19-2017

I had tried months back to refinance and every one turned me down and you guys came through!
Isael Casas

Sep-19-2017

Very informative.
Juan Garza

Sep-19-2017

My experience with Don Crozier was pleasant and very informative. He listened to our concerns and assured us that he will do everything he can to help us through all the transactions. He also answered all our questions in detail to help us make the right decisions that we were comfortable with.
Patricia Kelley

Sep-19-2017

Tim is absolutely the man to get the job done. He is genuine, experienced and a pleasure to work with. Honestly one of our most positive business transaction experiences ever. Anyone would be lucky to have the opportunity to know and work with Tim in any capacity.
NICK PALANZA

Sep-19-2017

Robin Brown

Sep-19-2017

Rana went the extra mile in every step of the process. Kept us posted and was always available for any questions.
Patricia Deonarine

Sep-19-2017